Terms & Conditions

1. Introduction

These Terms & Conditions (“Terms”) govern the access to and use of the website, platform, products and services (collectively, the “Services”) provided by MNS Crypto Bank (“MNS Crypto Bank”, “we”, “us”, “our”).

By accessing our website, creating an account, submitting a deposit request, using any staking or investment plan, or otherwise interacting with our Services, you (“User”, “you”, “your”) acknowledge that you have read, understood, and agree to be bound by these Terms.

If you do not agree with these Terms, you must not use our website or Services.

2. Scope of Services

MNS Crypto Bank operates as a crypto-focused platform that provides, among other things:

Cryptocurrency staking programs;

Monthly and annual investment plans;

VIP investment solutions;

Crypto payment and wallet-related services;

Access to and participation in certain NFT or token projects;

Ancillary tools, support and information related to the above.

We reserve the right to modify, expand, limit, or discontinue any part of the Services at any time, with or without prior notice, at our sole discretion.

We do not operate as a traditional bank or as a licensed financial institution unless expressly stated and authorized by applicable law in a specific jurisdiction.

3. Eligibility

By using our Services, you represent and warrant that:

You are at least 18 years of age or the legal age of majority in your jurisdiction.

You have full legal capacity to enter into binding contracts.

You are not a citizen or resident of any jurisdiction where use of our Services is prohibited by law, regulation, or sanction regime.

You are not listed on any government or international sanctions list (including but not limited to OFAC, EU or UN lists).

You will not use the Services for any illegal, fraudulent, or prohibited activities, including money laundering, terrorism financing, or sanctions evasion.

We may refuse, suspend, or terminate your access to the Services if we reasonably suspect that you do not meet these requirements or that you are in breach of these Terms.

4. Account Registration and Access

4.1. Account Creation

To access certain Services, you may be required to create an account and provide Personal Data (such as your name, email address, and wallet information). You agree to provide accurate, current and complete information and to update it as necessary.

4.2. Account Security

You are responsible for safeguarding your account credentials, including passwords, authentication codes and access to your email or devices. You agree not to share your login details with third parties.

You are solely responsible for all actions taken under your account, whether authorized by you or not.

If you believe your account has been compromised, you must notify us immediately at: support@mnscryptobank.com

5. Nature of Services and No Financial Advice

5.1. Informational and Operational Role

MNS Crypto Bank provides technological and operational infrastructure for crypto staking, investment programs, and related services. We do not act as your financial advisor, fiduciary, or broker.

5.2. No Advice

Any information, description of plans, profit examples, performance projections, or educational content available on the website or through our communication channels is for informational purposes only and should not be construed as financial, investment, legal, or tax advice.

You are solely responsible for independently assessing whether any investment or staking activity is suitable for you, in light of your financial situation, experience, risk tolerance, and local laws. You may consult your own professional advisors before making any decision.

6. Staking and Investment Programs

6.1. General Description

We offer several types of programs which may include:

Monthly staking plans with potential returns (for example, 10–22% per month, depending on plan details);

Annual plans with fixed or semi-fixed projected returns;

VIP investment plans with individualized conditions and rates;

Access to NFT sales, token pre-sales, or other project-related opportunities.

Specific terms of each program (minimum deposit, term, expected return, payout schedule, termination rights, etc.) are provided in the individual plan description and/or in the electronic contract you receive upon deposit.

6.2. Contractual Terms Prevail

In the event of any inconsistency between these general Terms and the specific terms set out in your plan agreement or contract, the specific contract terms related to your plan will prevail for that relationship.

6.3. No Guaranteed Profit Beyond Contract

Returns are limited to what is explicitly specified in the relevant contract and are subject to risk and operational performance. We do not guarantee any additional profit, capital gain or future performance beyond the contractual framework.

7. Deposits, Payments, and Wallets

7.1. Deposit Method

All deposits are made exclusively in cryptocurrency, using the wallet addresses and networks indicated by MNS Crypto Bank. Supported currencies may include (but are not limited to):

BTC,

ETH,

USDT (TRC20/ERC20),

and other assets as communicated.

7.2. Responsibility for Correct Transfer

You are responsible for:

Sending funds to the correct wallet address provided by us;

Using the correct network (e.g., TRC20 vs ERC20);

Including any required memo, tag or reference if specified;

Providing the valid TXID or transaction hash after completion.

Funds sent to an incorrect address or via an unsupported network may be permanently lost. MNS Crypto Bank shall not be liable for such errors.

7.3. Deposit Confirmation

A deposit is considered accepted only after sufficient blockchain confirmations and internal verification. Once confirmed, your deposit will be associated with the chosen plan and an electronic agreement may be issued or updated.

8. Returns, Payouts, and Withdrawals

8.1. Earning Structure

Depending on your plan, returns may be:

Paid monthly;

Paid at maturity (for annual or fixed-term plans);

Paid according to a custom schedule (for VIP plans).

The payout mechanism and schedule are defined in your contract.

8.2. Withdrawal of Returns

Returns may be:

Credited to your designated crypto wallet; or

Reinvested into a new plan, if permitted and requested.

You are responsible for providing accurate wallet information for payouts.

8.3. Principal Withdrawal

In many standard plans, principal (initial deposit) may be locked for the entire duration of the plan and may not be withdrawable early. VIP or custom arrangements may include partial or full early withdrawal rights, as agreed in writing.

9. Early Termination and Plan Changes

9.1. Early Termination

Unless explicitly allowed in your contract, early termination of a plan may not be possible or may result in:

Reduced or forfeited returns;

Administrative or early exit fees;

Delayed payout.

Any exceptions are subject to our approval and to the specific plan conditions.

9.2. Changes in Plans

We reserve the right to:

Suspend new deposits into specific plans;

Modify or discontinue certain investment programs for future users;

Introduce new plans with different conditions.

Existing contract terms for current users will not be changed unilaterally, except where required by law or by mutual agreement.

10. Fees and Charges

We may charge:

Administrative fees;

Management or performance fees;

Network and transaction fees;

Other operational charges related to the provision of Services.

Fees may be described in your contract, in the plan description, or in a separate fee schedule. By using the Services, you agree to all applicable fees.

11. No Referral or MLM Structure

MNS Crypto Bank does not operate a referral program, affiliate reward system, or multi-level marketing (MLM) scheme.

You will not receive any commission, bonus or benefit for inviting others unless we introduce a specific, transparent, and compliant referral mechanism and explicitly document it in separate terms.

12. Risk Disclosure

12.1. Market Risk

Cryptocurrencies are highly volatile and can experience substantial price fluctuations over short periods. While our business model is focused on liquidity-backed projects and internal mechanisms, you understand that:

Crypto asset prices may rise or fall significantly;

External markets may impact overall sentiment and operations;

No system can fully eliminate risk.

12.2. Operational and Technical Risks

There are risks associated with technology and operations, including:

Smart contract vulnerabilities;

Blockchain network congestion or failure;

Cyber-attacks or hacking attempts;

Hardware or software failures;

Force majeure events affecting business continuity.

We use security and risk management measures, but cannot guarantee absolute protection.

12.3. Regulatory Risk

Regulatory frameworks for cryptocurrencies and digital assets are evolving. Changes in laws, regulations, or enforcement practices may impact the Services, potentially including restrictions, additional requirements, or discontinuation of certain features.

13. Compliance, KYC and AML

13.1. Compliance Measures

We may implement KYC (Know-Your-Customer) and AML (Anti-Money Laundering) procedures as required or deemed necessary. This may include:

Identity verification;

Address verification;

Sanctions and watchlist screening;

Requests for information on source of funds or source of wealth.

13.2. Cooperation Requirement

You agree to cooperate with all reasonable requests for information. Failure to do so may result in:

Delayed transactions;

Suspension of Services;

Termination of your account.

13.3. Suspicious Activity

We reserve the right to monitor and investigate transactions and activities. If we suspect or detect illegal or suspicious behavior, we may:

Freeze or block transactions;

Report information to relevant authorities;

Terminate your access to the Services.

14. Prohibited Activities

You agree not to use our Services for:

Money laundering or terrorism financing;

Fraud, scams, or Ponzi schemes;

Distribution of malware or malicious code;

Exploiting bugs or vulnerabilities;

Violating any law or regulation;

Impersonating any person or entity;

Infringing intellectual property or privacy rights of others.

We may suspend or terminate your account and report your activity if we reasonably believe that you are engaging in prohibited activities.

15. Intellectual Property

All content on the website, including logos, branding, text, graphics, interface design, and underlying software, is owned or licensed by MNS Crypto Bank and is protected by intellectual property laws.

You are granted a limited, non-exclusive, non-transferable license to access and use the website for personal or business purposes directly related to the Services, in accordance with these Terms.

You may not:

Copy, modify, distribute, sell, or lease any part of the website or Services;

Reverse engineer or attempt to extract the source code, except where permitted by law.

16. Third-Party Services and Links

Our website may contain links or integrations to third-party websites, services, or tools. We do not control and are not responsible for:

The content of third-party sites;

The accuracy, legality, or availability of third-party services;

Any damage or loss resulting from your use of such websites or services.

You access third-party services at your own risk and should review their applicable terms and privacy policies.

17. Taxation

You are solely responsible for:

Determining whether any tax applies to your use of the Services, including income, capital gains, or other taxes;

Reporting and paying applicable taxes to the relevant authorities.

MNS Crypto Bank does not provide tax advice and is not responsible for your tax obligations.

18. Limitation of Liability

To the maximum extent permitted by applicable law:

MNS Crypto Bank, its partners, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or goodwill, arising out of or in connection with your use of the Services.

Our total aggregate liability arising from or related to the Services, whether in contract, tort, or otherwise, shall not exceed the total amount of fees paid by you to us within the twelve (12) months preceding the event giving rise to the claim.

Nothing in these Terms excludes liability for fraud, willful misconduct, or any liability that cannot be excluded under applicable law.

19. Indemnification

You agree to indemnify, defend, and hold harmless MNS Crypto Bank and its affiliates, officers, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising out of or in any way connected with:

Your use of the Services;

Your breach of these Terms;

Your violation of any law, regulation, or third-party rights.

20. Suspension and Termination

We may, at our sole discretion and without prior notice:

Suspend or restrict your access to the Services;

Freeze or delay specific transactions;

Terminate your account;

Cancel open requests or plans (subject to contract and law).

Reasons may include, but are not limited to:

Breach of these Terms;

Suspicion of illegal or fraudulent activity;

Non-cooperation with compliance checks;

Technical, security, or operational issues.

Upon termination, you remain responsible for any obligations incurred before or as a result of termination, including outstanding fees or legal responsibilities.

21. Force Majeure

We shall not be liable for any delay or failure to perform our obligations due to events beyond our reasonable control, including but not limited to:

Natural disasters;

War, conflict or civil unrest;

Government actions or regulatory changes;

Power outages or telecommunications failures;

Cyber-attacks or major technical disruption.

22. Changes to These Terms

We may update or modify these Terms from time to time. When we do, we will revise the “Last Updated” date at the top of this document.

In the event of material changes, we may provide additional notice (for example, by email or a notice on the website).

Your continued use of the Services after such changes constitutes your acceptance of the updated Terms.

If you do not agree with the revised Terms, you must stop using the Services.

23. Governing Law and Dispute Resolution

These Terms, and any dispute arising out of or in connection with them or the Services, shall be governed by and construed in accordance with the laws of [insert jurisdiction], without regard to its conflict of law principles.

Any dispute that cannot be resolved amicably shall be submitted to the competent courts of [insert city / country], unless mandatory law grants you another forum.

24. Contact Information

If you have any questions, concerns, or complaints regarding these Terms or the Services, you may contact us at:

MNS Crypto Bank

Email: support@mnscryptobank.com